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  • Have You Been Injured In a Car Accident?

    Written on September 30, 2014

    AtlanAtlanta is famous for a number of things. The city is known for its sports teams, activities, and a blossoming population. Atlanta is also known for something else: traffic. If you live in the city, or one of its many suburbs, you have no doubt seen just how snarled traffic can become. The number of cars on the road isn’t just limited to rush hour. Even a midday trip to the grocery store in cities like Kennesaw, Marietta, or Woodstock can mean dealing with traffic.

    When there are so many cars on the road, accidents are an inevitable part of life. There are accidents everyday in the Atlanta area. They range in severity from simple fender benders to much more serious wrecks. If you have been involved in an accident and had to deal with an insurance company, whether it’s your own or another driver’s, you know what a difficult process it can be.

    Georgia drivers are required to carry minimum liability insurance. That type of insurance covers another driver’s vehicle repairs and injuries (within limits of the policy). Most people also carry collision insurance which covers repairs to their vehicle, within their limits of the policy.

    One thing you should always remember when dealing with an insurance company: they are in the business to make money. Many people who have had to deal with an insurance company often walk away from the incident with the feeling that they didn’t get a fair deal. That’s why having an experienced attorney in your corner is so important. The attorneys at The Silverbach Group have experience dealing with personal injury claims that result from car accidents.

    There are some things you can do to help with an insurance claim. On top of that list is getting a police report. Even if it’s a minor accident and the other driver offers to exchange insurance information, you should still call the police to generate a report. If not, and the other driver doesn’t cooperate after the fact, it’s your word against theirs.

    If you are dealing with an insurance company, whether yours or the other drivers, you will speak with an adjustor after the accident. It’s important to remember that adjustors are employed by the insurance company. They are paid to represent the insurance company. You should take copious notes during any conversation you have with any representative from the insurance company. This is important information your attorney may need in the future.

    uninsured-vs-under-insured-motorists-coverageInjuries are another unfortunate part of accidents. Even if a vehicle isn’t moving at a high rate of speed, there always exists the chance of being injured when two vehicles collide. If you have been hurt in a motor vehicle accident, you may need to go the doctor or miss work due to your injuries. It’s critical to keep track of any expenses you incur as a result of the accident. This includes lost wages, medical bills and mileage going to your appointments. Your attorney will need all of this in order to ensure that you are treated fairly.

    The minimum amount of liability insurance a driver must carry in Georgia is $25,000 for the injury or death of one person, and $50,000 for the injury or death of more than one person in a single accident. We all know how quickly medical bills add up if an extended hospital stay is involved. If those minimum amounts are quickly reached, a lawsuit may be necessary. This is when having an attorney is crucial. Only an experienced lawyer can maneuver this country’s complex legal system.

    If you have been injured in an accident, call The Silverbach Group immediately. We have the experience to help you when it counts most. You can reach us at (770) 635-0334.

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